What Is The Stash Investment App And Other F.A.Q.

Stash app review - hero

 



 

A lot of people have avoided investing in the past but what is the biggest reason for this?

This question is the same one that Stash founders Ed Robinson and Brandon Krieg found themselves pondering.

Every new investor faces two obstacles:

  1. The cost is too high
  2. The information is too complicated

Armend with this information, Robinson and Krieg went to work.

The results of their hard work?

In October 2015 Stash launched with a purpose to simplify the world of investing.

Anybody can can use the company’s platform to invest in a diversified portfolio with only using a small amount of money.

Gone are the days when you need $2500 to open a trading account for investing.

Today, Stash has already helped thousands of users just like you with solutions like education, services, and technology to help secure their user’s financial futures.

What is Stash, Exactly?

Stash is a micro-investing app.

That means you’re able to invest small amounts of money into a personally tailored portfolio.

Here’s a little more information about the company itself from its LinkedIn page:

Headquarters: New York, New York Co-founders: Brandon Krieg and Ed Robinson
Industry: Financial Services Company Type: Privately Held
Year Founded: 2015 Number of employees: 51 to 200

So How Does Stash Invest Work?

Before getting started, let’s go over some housekeeping basics to make sure you’re on board.

Minimum Investment $5
Fees $1 per month for accounts under $5,000 ; 0.25% per year for balances $5,000+
Mobile Access iPhone app, Android app, U.S. only
Withdrawal Rules Withdraw up to $10,000 a day, as long as the funds have been in your Stash account for at least five days
Cancellation Policy Before canceling, sell your investments. This takes about two business days.

Good fit?

How investing with Stash works

Stash is more than an investment app. You’ll have access to tools that can help you become a confident investor.

Put your money where it matters

From innovation to the environment, invest in what matters to you. With Stash, you can invest in a selection of stocks and ETFs that is carefully curated by our investment team.

Browse investments

*Logos are used for informational purposes only. Neither Stash Investments LLC nor any affiliate thereofis affiliated with, associated with, sponsored by or endorsed by the respective logo’s owner.”

 

 

 

 

Why use Stash?

With $1 a month, you’ll get a personal investment account with unlimited trades and education. (Balances $5k and over only cost .25% a year)1

Start with $5

Become an investor in just two minutes with as little as $5.

Get Stash

Built for you

We’ll help you pick an investment strategy that reflects your interests, beliefs, and goals.

Why invest on Stash?

Learn to invest

Keep learning from tips and articles, so you can invest with confidence.

https://get.stashinvest.com/danlrudaVisit Stash learn

 

Think big, start small

 

Trusted by millions of Americans

Protecting you is our top priority. We guard all of your personal information with 256-bit encryption and other cutting-edge security technologies.

Stash is an investment adviser that is registered with the United States Securities and Exchange Commission (SEC). All Stash accounts are held by our partner Apex Clearing, a registered broker dealer regulated by FINRA. Apex Clearing is a member of SIPC. This means securities in your account are protected up to $500,000 ($250,000 for claims for cash). For details, please see www.sipc.org.

Learn more about safety and security at Stash

Join millions of new investors

Get Stash

Micro-Investing

Micro-investing is self-explanatory: an investment of a small amount of money.

Nowadays, companies are allowing investors to buy fractional shares (instead of whole shares) to make investing more affordable for everyone.

Micro-investing removes the cost barrier to investing…

…so now the cost of investing cannot be too high.

Now, you have no excuse to put off investing because…

…Stash is a micro-investing platform that enables users to invest small amounts of money at a time.

Rich, middle-class, or poor – you can get started saving today with Stash.

But before you get started, let’s see what exactly this company has to offer.

 

 

Sign-up

You can sign-up for free on your desktop or download the Stash app to your phone.

To get started, just enter your e-mail address and create a password.

New investors can start an account with a free $5 investment.

Stash invest signup form

Create your investor profile

After you are signed-up, you can begin creating your profile by completing a questionnaire that asks for information like your goals, age, financial resources, and desired risk level.

This information helps the company evaluate your risk tolerance, provide relevant investment advice, and give personalized investment advice.

Once your risk level is determined, Stash provides you with a list of investment options to choose.

The three risk levels are:

  1. Conservative
  2. Moderate
  3. Aggressive

Each risk level is dependent upon your answers to the questionnaire and has its own recommended investments.

The “aggressive” portfolio is a high risk-high reward proposition, and the “conservative” portfolio is a low risk-low reward proposition.

In general, if you are more risk-averse, you will be invested in more conservative assets (i.e., bonds) and vice versa.

These recommendations are similar to what a robo-advisor does, but Stash offers even more investment options.

You cannot manually change your risk level – you will need to change your personal details or investment plan to do this.

Fund your account

You will need to fund your account by linking Stash to your checking account.

You can do this by:

  • Entering your bank login and password
  • Entering your account and routing numbers

Once your bank account is successfully linked, you will be able to add and subtract money using the Stash Deposit screen.

There are no transfer fees for deposits or withdrawals and moving money is very easy.

Verify your identity

Verification is very easy with Stash. The company will require your social security number to verify your identity.

Once you have completed the verification, you are ready to start investing!

Choose your first investment

Once your account is set-up, you can choose your first investment.

Fractional shares allow users to start investing with as little as $5.

Stash will make investment suggestions based on your risk level that apply to your financial situation.

But instead of choosing a stock or fund, you can choose from ‘themed’ investments.

Stash renames each ETF so that users can get a general idea of what they are investing in.

These themed investments make investing more simple, relatable, and possibly even fun.

Each investment offering is broken up into three categories:

  1. “I believe.” A specific cause drives these investments. For example, you can invest in alternative energy or defending America.

Portfolios include: Clean & Green, Do the Right Thing, Equality Works

  1. “I want.” Your investment goals drive these investments. For example, you can invest in precious materials, blue-chip stocks, or conservative investments.

Portfolios include: Park My Cash and Aggressive Mix

  1. “I like.” Your hobbies and interests drive these investments. For example, you can invest in retail, tech, and social media stocks.

Portfolios include: Retail Therapy and Internet Titans

Stash Invest App

Each investment details risk level, performance history, and the holdings. You can also see what the underlying investment is for any themed investment.

For example, SPDR S&P 500 BioTech ETF is listed as ‘Modern Meds’ and the Vanguard Small-Cap ETF is called ‘Small but Mighty.’

You also have the flexibility to add suggested ETFs into your portfolio.

However, one caveat to this investing (i.e., choosing “I like”) is that it may not be the best investment for your given situation.

Be sure to access the educational materials and understand what you are investing in beforehand.

Once you are ready to invest, there are numerous investing tips and guides provided by Stash to keep you on the road to success.

BONUS OFFER: SIGN UP TODAY AND GET $5 DEPOSITED INTO YOUR ACCOUNT FOR FREE. CLICK HERE 

* This offer won’t last

 

Stash invest app star

 

Stash Key Features:

Stash is a hands-off investment platform for users. Outside of recommendations and tips – you are in control.

Here are some of the features that you should be aware of before signing up:

Electronically Traded Funds (ETFs)

The company offers over 30 ETFs which is above-and-beyond what robo-advisors offer.

You can view a list of each ETFs holdings and the underlying securities of themed portfolios.

Individual Stocks

Stash also offers a limited number of individual stocks.

These stocks include Amazon, Apple, Facebook, and General Electric.

Fractional Shares

Fractional shares allow users to invest small amounts.

This feature means that you can buy a share of any stock for as little as $5.

Smart-Save

The Smart-Save feature enables users to save more money automatically.

Smart-Save analyzes user accounts to determine where money can be saved and automatically put the extra cash in your Stash account.

Stash Banking

The Stash Banking feature helps users manage their money and offers FDIC-insured accounts with no minimum balance required.

Stash Retire

Stash Retire gives you the option to invest in a traditional or Roth IRA with just $15.

Also, for those under-25, Stash offers no-fee retirement accounts. Investing for free is a GREAT incentive to begin saving for retirement at a young age.

Stash app Customer Service

Stash is easy to contact via their website through the “Contact Us” link located at the bottom of the home page.

Stash is available for questions Monday through Friday from 8:30 a.m. to 6:30 p.m. ET, or on Saturday and Sunday from 11:00 a.m. to 5:00 p.m. ET.

Is Stash Safe?

Yes! Stash is a legitimate company with an A- rating on Better Business Bureau.

 

Stash mobile screens

Savings assistance

The Smart-Save tool helps users create better savings habits.

When the tool identifies an opportunity to save, it automatically moves that money into your Stash account.

Transfers are only made when possible and will not overdraft your bank account.

Low account minimum

There are no minimum balance requirements. No minimum balance requirements mean that your account will not incur fees for going below a certain threshold.

You will need at least $5 in your account to invest which is a reasonable minimum. The low-minimum investment is made possible by fractional shares.

Fractional shares

As mentioned above, you can purchase fractional shares of stock.

This feature gives investors of all financial situations the opportunity to invest.

Stash purchases ETFs and stocks and allocates each share among investors.

Custodial accounts

Custodial accounts allow you to give nieces, nephews, kids, grandkids, etc., the opportunity to invest.

You must be 18 years or older to open an account, so custodial accounts provide an exception to that rule.

Stash can be a great option to teach kids how to invest, as well.

Themes

Instead of seeing random ETF names, you will see themes that you can choose from.

Each theme offers individual ETF options. Themes make investing in ETFs easier to understand.

But be sure to view and understand the underlying investments.

 

 

 

Apps like Stash even include articles and guides to break down the basics of the market.”

 

The micro-investing app that’s been a hit with first-time investors.”

 

Stash allows users to set up their investment portfolios based on who they are as individuals.”

 

The app has a built-in educational platform that teaches you about investing as you do it.”

 

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Dan Watson and Arkham Industries provide an informational service only and are not responsible for any investments made applying this information. The results described are not typical and are not guarantees of future income. Any investment contains risk and is 100% the responsibility of the investor to assess the risks/rewards involved. It is possible to lose some or all of your investment. We assume no liability assumed or implied for your application of the information shared from the training programs.

I am not a financial adviser and for that reason, nothing I say or write should be taken as financial advice. This information is for informational and entertainment purposes only. I am not the owner of any of the programs mentioned on this website. I am also not connected to the presented websites in any way, shape or form. There is risk involved in trading, mining, lending, staking and investing in cryptocurrency. So any previous payments made by any website or an investment fund do not guarantee that payments will be steady and regular in the future. I am not responsible if a website does not pay out or shut down at anytime. So Join at your own risk. This information is created as per my personal experience. I do not take any responsibility for any losses that may occur. I do not give any financial advise.

Earnings and Income Disclaimer. We make every effort to ensure that we accurately represent these products and services and their potential for income. Earning and Income statements made by its’ customers and/or I are only estimates of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual. As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire.









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