40+ Ways to Save Money You Can Use To Buy Cryptocurrency

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This is a followup article that I wrote about Over 25 different ways to earn cryptocurrency.

Some of us do not have a very large amount of start up capitol when wanting to get into the cryptocurrency space. In fact, depending on your own situation and circumstance that you may currently find yourself in, some of us have absolutely ZERO dollars to be able to invest out of our own pockets. If you are completely broke and do not have anything that you can use out of pocket to speed this process up, then you are in luck. It WILL take more time but you can still do this with nothing out of pocket. BUT, you ARE going to have to hustle a little bit.


I have already shown you tons of ways that you can earn crypto in my previous article. In this article, I wanted to show you a few different ways that you can save money. You can then use this saved money in order to purchase cryptocurrency at someplace trusted and reliable like Coinbase. You obviously do not have to utilize EVERY single one of these ideas but if you are able to pick up an idea or two that may save you a bit on your bills, then you may be able to speed up your crypto journey a little bit by being able to purchase a little bit here and there.



Save your loose change. Putting aside two quarters each day over the course of a year will allow you to save nearly a couple hundred bucks or more.

Keep track of your spending. At least once a month, use your credit card, checking, and other records you have to review what you have spent money on. Then, ask yourself if it makes sense to reallocate some of this spending to something a little more efficient.

Never purchase expensive items or services on impulse. Think over each and every large purchase for about 24 hours or so. Utilizing this principle will mean that you have far less buyers remorse about impulse purchases, and far more money for other more productive things.

Use debit and credit cards prudently. To minimize your interest charges, try to limit your credit card purchases to things that you can pay off at the end of the month in full. If you use a debit card, then don’t rely on the overdraft feature to spend money on stuff you don’t have. With either approach, you’ll have more money to set aside for other stuff.

Use an effective way to establish a budget. Beginning on the first day of each new month, get a receipt for everything you purchase. Stack and review receipts at the end of the month, and you will be surprised when you see where your money is going!

Take care of your teeth. It actually pays to practice good preventative dental care, since a good cleaning routine helps prevent fillings, root canals, and dental crowns, which are extremely expensive and never any fun.

Track expenditures. Most people don’t track what they spend and may not realize when expenses add up to more than their budget can actually handle. In order keep track of what you are spending, put what you think you should spend for the month on transportation, food, entertainment, etc., into different envelopes. This will help you avoid buying things you don’t need, and what’s left over can put to use elsewhere.

Employee discounts. Take advantage of any discounts and/or incentive programs provided through your current employer. For example, if the company you work for offers discounted rates for computers, fitness center memberships, movie tickets and cell phone plans, then by all means, take advantage of that offer! Check your corporate website or even talk to your human resources representative. And don’t forget the best deal of all – investing in your future!

SAVE. Another way to establish a savings discipline is to “save” an amount equal to whatever is spent on nonessential indulgences. (remember the budgeting stuff we talked about earlier?) Put a matching amount in a cookie jar for expenditures for beer, wine, cigarettes, designer coffee, etc. If you can’t afford to save the matching amount, you can’t afford the $4 super almond low-fat latte. It’s really that simple.

Is it worth it? Take the amount the item costs and divide it into your hourly wage. If it’s a $50 pair of shoes and you make $10 an hour, ask yourself, are those shoes really worth five long hours of work? It helps keep things in perspective. I know this may seem like a really trivial thing to do but if you make a habit of it, you will start to slow down your expensive purchases.

Aim for short-term savings goals. Try setting aside $20 a week or month rather than long term savings goals, such as $200 over a year. People save more successfully when they keep the short-term goal in sight. This is a very easy change to make and will help you out more than you can imagine in the long run

Save money by buying some items online. Some companies will even offer free shipping on large orders. Clearance items are sometimes available, and good savings can be found on non-perishable groceries and diapers. Believe it or not. This saves both time and money!


Substitute regular coffee for expensive coffee drinks. The couple bucks each day you could well save by buying a regular coffee (rather than a cappuccino or latte whenever you hit up your local coffee shop) would allow you, over the course of a year, to set aside a few hundred bucks. This stuff adds up really fast!

Bring lunch to work. If buying lunch at work costs $5, but making lunch at home costs only $2.50, then in a year, you could afford to create a $500 crypto budget and still have money left over. If you do your food prep, correctly, you can actually even lose weight easily using this method as well!

Eat out one or two fewer times each month. I know it seems like you see this advice in more than one place but that is because of the following. Let’s say it costs you $25 to eat out, but only $5 to eat in, then the 20 bucks you save each and every month would allow you to almost completely fund a $500 savings.

Shop for food with a list and stick to it. People who do food shopping with a list, and buy little else, spend much less money than those who decide what to buy when they get to the food market. The annual savings could easily be several hundred dollars.




Prescription and Over-the-Counter Drugs:

Go generic. Ask your doctor to consider prescribing generic drugs, because generic drugs can cost several hundred dollars less to spend over the course of a year than brand-name drugs.

Not all pharmacies charge the same prices. Find the lowest-cost option to purchase prescription drugs and medications. Make sure to check out not only your local pharmacist but also local supermarkets, area discount centers, and mail-order pharmacies as well.

Purchase store brand over-the-counter medications. Store brand medications like cold medicine or headache relief can often cost 20-40 percent less than other nationally advertised brands. This savings can easily top a hundred bucks at the end of the year.



Avoid bouncing checks or overdraft fees each month. The $20-40 you save by not bouncing a check every other month would save you a couple hundred bucks by the end of the year.

Reduce credit card debt by $1,000. That $1,000 debt reduction will probably save you $150-200 a year, and much more if you’re paying penalty rates of 20-30%.

Make your monthly credit card payment on time. The $30-35 you save by not being charged a late fee each month on one card would save you a lot more than you realize.

Use only the ATMs of your bank or credit union. Using the ATM of another financial institution once a week could well cost you $3 a withdrawal. This would work out to more than $150 over the course of a year.



Shop around for auto and homeowners’ insurance. Before renewing your existing policies each year, check out the rates of competing companies (see the website of your state insurance department). Their annual premiums may well be several hundred dollars lower. You would be surprised at the huge differences in pricing between companies these days!

Raise the deductibles on auto and homeowners’ insurance. Being willing to pay $500-1,000 on a claim, rather than only $100-250, can reduce annual premiums by as much as several hundred dollars.

Consider dropping credit insurance coverage on installment loans. Many consumers don’t need credit insurance because they have sufficient assets to protect themselves in the event of death, disability, or unemployment. Terminating this coverage often reduces financing costs by three percentage points, a savings of about $1,000 on a four-year $20,000 installment loan. Just something to consider.






Take care of your vehicle. Keep your automobile engine tuned and its tires inflated to their proper pressure. Doing both can save you quite a bit each year in gas.

Shop around for gas. Comparing prices at different stations and using the lowest-octane (recommended by the car owner’s manual) can save you hundreds of dollars a year.

When driving, avoid fast start-ups and stops. Over time, you will save hundreds of dollars on lower gas and maintenance costs.

Take fewer cab rides. Using public transit instead of cabs can save you $5-10 per trip or more. If you’re a frequent cab user, the savings could add up substantially.

Check all airlines for cheap fares. Since no website lists all discount carriers, also check out the websites of discount carriers like Southwest and Jet Blue, possibly saving you a good percentage of the total price.






Don’t pay for space you don’t need. Americans have relatively large houses and apartments. Think about more efficiently using space so you can purchase or rent less square footage.

Live relatively near your workplace. While this isn’t always possible, driving 5,000 miles less a year can lower transportation costs by more than $1,000.

Refinance your mortgage to lower interest charges. Consider refinancing your mortgage to lower the rate and term. On a 15-year $100,000 fixed-rate mortgage, lowering the rate from 7% to 6.5% can save you more than $5,000 in interest charges over the life of the loan. For each $100,000 you borrow at a 7% rate, you will pay over $75,000 less in interest on a 15-year than a 30-year fixed rate mortgage. And, you will accumulate home equity more rapidly, thus increasing your ability to cover large emergency expenditures.

Choose home repair contractors wisely. Favor contractors who have successfully performed work for people you know. Insist on a written, fixed-price bid. Don’t make full payment until satisfactory completion of the work.





Home Heating and Cooling:

Energy Audit. Ask your local electric or gas utility for a free or low-cost home energy audit. The audit may reveal inexpensive ways to reduce home heating and cooling costs by hundreds of dollars a year. Keep in mind that a payback period of less than three years, or even five years, usually will save you lots of money in the long-term.

Weatherproof your home. Caulk holes and cracks that let warm air escape in the winter and cold air escape in the summer. Your local hardware store has materials, and quite possibly useful advice, about inexpensively stopping unwanted heat or cooling loss.

Use window coverings to block or let in sunshine. In summer, use these coverings to block sunlight, keeping your house cool. In winter, open the coverings to let sunshine warm the house. You could easily save more than $100 annually while being more comfortable.







Look for sales at discount outlets. There are huge price differences between clothing on sale at discount stores and that sold regularly at many department and specialty stores, though keep in mind that prices at the latter are often deeply discounted.

Used is cool. Consider purchasing previously-used clothes from Good Will, second-hand stores, or school or church thrift sales. With a little effort, you can find low-priced, high-quality used clothing items that can be worn for many years.

Assess clothing in terms of quality as well as price. An inexpensive shirt or coat is a poor bargain if it wears out in less than a year. Consider fabric, stitching, wash ability, and other quality related factors in your selection of clothes.

Clean clothes inexpensively. Wash and iron clothes yourself. If you use a cleaner, compare prices at different establishments. A 50 cent difference in cleaning a shirt, for example, can add up to $100 a year.






Assess communications costs. As Internet and wireless use grows, many consumers are overpaying for unneeded communications capacity. For example, if you have a cell phone and two phone lines — one for your computer — consider receiving personal calls on your cell phone so you can give up one of the phone lines.

Communicate by e-mail rather than by phone. If you’re on-line, e-mail communications are virtually free. Even for subscribers, landline and wireless calls often carry per-minute charges.

Be aware of your cell phone costs and how to reduce them. Cell phone use has dramatically increased communications expenditures in many households. Understand peak calling periods, area coverage, roaming, and termination charges. Make sure your calling plan matches the pattern of calls you typically make.







Research free or inexpensive entertainment in your local community. Use local newspapers and websites to learn about free or low-cost parks, museums, film showings, sports events, and other places which you and your family would enjoy.

Give up premium cable channels or better yet, cable all together. It’s a lot cheaper to rent one film a week than watch one on premium cable channels that may cost a few hundred bucks a year. Besides, It’s not 2001 anymore. Who doesn’t just stream everything now days, anyway?

Borrow books rather than purchasing them. Borrowing books and reading magazines at your local library, rather than purchasing reading material, can save you a ton each year.





Family and Friends:

Plan gift-giving well in advance. That will give you time to decide on the most thoughtful gifts, which usually are not the most expensive ones. And if these gifts are products that must be purchased, you will have the opportunity to look for sales as well.

In families, discuss limits on spending for gifts. These limits not only tend to reduce expenditures; they also tend to be greatly appreciated by the least affluent family members.

Socialize at pot-luck meals rather than at restaurants. This can bring a more intimate feel to the gathering and save a lot of money while being a lot of fun at the same time.

Consider writing letters instead of making frequent phone calls. Thoughtful letters are usually far more highly valued than phone conversations, and they are often saved by recipients for future reading.



If you have not already done so, you may want to read the article that I wrote:

Over 25 different ways to earn cryptocurrency.


You may also be interested in the article:

Websites that give away cryptocurrency for FREE



If you would like a step by step guide of how to create a Plug-N-Play Cryptocurrency portfolio built from Bitcoin, Ethereum, Litecoin and many other quality coins (some of which that pay you just to own them!), click the banner below:




Dan Watson and Arkham Industries provide an informational service only and are not responsible for any investments made applying this information. The results described are not typical and are not guarantees of future income. Any investment contains risk and is 100% the responsibility of the investor to assess the risks/rewards involved. It is possible to lose some or all of your investment. We assume no liability assumed or implied for your application of the information shared from the training programs.

I am not a financial adviser and for that reason, nothing I say or write should be taken as financial advice. This information is for informational and entertainment purposes only. I am not the owner of any of the programs mentioned on this website. I am also not connected to the presented websites in any way, shape or form. There is risk involved in trading, mining, lending, staking and investing in cryptocurrency. So any previous payments made by any website or an investment fund do not guarantee that payments will be steady and regular in the future. I am not responsible if a website does not pay out or shut down at anytime. So Join at your own risk. This information is created as per my personal experience. I do not take any responsibility for any losses that may occur. I do not give any financial advise.

Earnings and Income Disclaimer. We make every effort to ensure that we accurately represent these products and services and their potential for income. Earning and Income statements made by its’ customers and/or I are only estimates of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual. As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire.

3 thoughts on “40+ Ways to Save Money You Can Use To Buy Cryptocurrency

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