If you’re bored with your current job or feel you’re stuck in a no-win situation with no
chance of advancement it may be time to seek a better job. But, as the saying goes, don’t
give up your day job just yet. At least until you’ve found something better unless you
have a working spouse who’s very understanding.
Ask yourself what you’d like to be doing. Consider all your special interests and skills.
Where do you excel at the present time and where did you excel in school? You need to
set some near term and long term goals.
Start with examining your present job to see if there’s any chance of advancement or
change of jobs within the company. Talk with your boss or company counselor to find
out your options.
Don’t threaten them with leaving or express unhappiness with what you’re doing. Just let
them know you want to do better and ask what they can do to help. Most companies will
do what they can to help you be the best you can be. If the employee is interested in
doing better it’s usually better for the company.
Determine what you’re qualified for and if it doesn’t fit with what you want then get
qualified by attending school, taking special classes or reading books. Be realistic with
your job expectations. Few people start at the top. Update your resume, highlighting
your strengths and education. If you prepare the resume yourself double-check it for
accuracy and neatness.
A good interview can be your springboard to a new and better job. Start with dressing for
success or what is appropriate for the job you’re seeking. Better to dress up than dress
down. Make good eye contact and show enthusiasm and knowledge about the position
you’re applying for. Never speak badly about your former or current employer.
Turn your special interest or hobby into a career. Perhaps you could start out converting
your hobby into a money making venture while continuing your present job. Many times
what you’re enjoying as a pastime could become a good second income or more.
If you like making jewelry, sell it at an on-line auction or craft fair. Or, use your jewelry
expertise to become a jewelry salesperson at a local store and perhaps advancing to a
jewelry buyer or repair person.
Writing presents many opportunities and you can do this at home or anywhere you have a
laptop. You may not get rich as a travel writer but it offers many perks of sometimes
traveling and eating for free.
Entrepreneurs who sell things on line are always looking for good ghostwriters to write
interesting articles and sales letters. Good copywriters are always in demand to work
from home or at an advertising agency.
Talents such as dancing, gardening or being good with animals all offer many
opportunities to transform these hobbies into moneymakers or job changers. Check the
ads to see if jobs are being offered in these related fields. Getting a better job takes time
and effort. But, if you’re not happy with your current place of employment it will be
worth it. It’s up to you to get the job search ball rolling.
Getting a Second Job for the Short Term
Working two jobs is quickly becoming the norm instead of the exception. Many people
even work three jobs. More than 17% of Americans presently work more than one job
and that number is increasing yearly. With the spiraling costs of fuel and food it’s getting
harder and harder to make ends meet on one income.
Many jobs are yours for the taking but may not suit your tastes. Jobs at fast food
restaurants are easy to come by but most are filled by teenagers who are only there for the
short term. Unless you’re planning to ultimately get into restaurant management fast
food jobs are typically not for the long term but could fill the bill in the interim.
Working as a wait person however can yield some nice tips especially at an upscale
restaurant. Plus, it’s an excellent place to make contacts and get the word out that you’re
looking to upgrade your employment status. Doing a good job at wherever you’re
working will get you noticed.
Examine yourself. What are you good at? What are your talents, hobbies, likes and
dislikes? If you’re musical, search for a job in the music field such as a music store. If
art is your forte, you could sell some of your work or do graphic art part time for any
business for their advertising. Computer geeks can always find work repairing computers
or teaching others how to use them. Teaching others whatever talent you have can lead
to a lucrative second income.
If, after examining yourself and your talents, you discover you have little or none,
educate yourself. Take some night courses at a local community college or tech school.
Mail order courses, if you’re discriminating, can be a good source of useful knowledge.
Offer to intern at a job you’re interested in. It may pay little or nothing but it also could
lead to at least a part time job.
Retail sales offer wonderful opportunities for a second job because of their flexible hours.
Most regular employees don’t want to work nights or weekends. This would probably be
perfect for you and your day job. You meet people in all walks of life in the retail world
and one of those could be looking for the right person to work for them. Good people
skills go a long way in any type of occupation.
Don’t sit idle while you’re job hunting. Prepare yourself for the future. Set goals. If
you’ve placed several applications and haven’t heard from them, check back in a few
days to show your interest. Be polite and apologize for bothering them. After all, they
could become your future employer.
Understand your need for a second job and don’t over commit. Make sure your extended
hours are okay with your family, spouse or significant other. Working two jobs will cut
into your leisure and time with others; so talk it over with your friends and yourself.
Find a job that suits your interests if possible and that’s fun and relaxing. Also, it’s best
if the second job is close to your first or your home to save on gas. Check with your
primary employer to make sure working another job fits your company’s policies.
Getting a second job has many benefits. You’ll not only earn extra money but also
enhance your resume and make countless new friends and contacts.
Have a Garage Sale Where Everything Must Go
Garage sales are a fun way to make some extra money, get rid of old stuff you no longer
use and help the environment by recycling. But, to have a successful garage sale it takes
hard work and planning. It’s easier if you involve your family. Many hands make light
work, you know.
Invite your neighbors or friends to bring their items over and to help set up. The more
things you have for sale the more potential customers you’ll attract. Plus, they can help
with the advertising costs, sign placement, price marking and just keeping an eye on the
money and the merchandise.
Start with accumulating items long before you have a garage sale if possible. That’s not
to say a spur of the moment sale won’t be successful as well. Place things for sale to one
side where you won’t have to be looking for them on the day of the sale. Go ahead and
write the price on a sticker and put it in plain view, not on the bottom. The more things
you get done ahead of time, the more you’ll enjoy the day.
Check your community for required permits. Most towns require a permit but the cost is
minimal. Place an ad in the newspaper and save money by keeping it brief. If you do
have a specialty item, go ahead and mention it and don’t leave out the address of the sale.
It’s been done many times.
Signs can bring extra traffic to your sale because not everyone reads the paper. Make
sure your sign is readable and not too flexible. If it bends in the wind, people won’t be
able to read it. The same goes for small print. Write in large, bold letters. Obtain
permission to place your sign if it’s on private property. Some cities prohibit garage sale
signs anywhere. You should also place flyers on community bulletin boards.
Hide or cover anything that’s not for sale. Be friendly but let them shop and buy. Prices
should be about a quarter of what it cost new, as a rule of thumb. Be careful about
putting too much sentimental value in the price.
You want to earn extra money but if you don’t want the item anyway, sell it and not have
to re-store it. In pricing, remember you can always go down but not up. Be fair on
pricing and expect bargaining. Always be truthful on the condition of an item. It’s best
to point out any flaws before the purchase.
Don’t have a garage sale on a holiday weekend. Try to pick a weekend that good weather
is forecast. Too hot or too wet can ruin your chances of making money. Display
merchandise attractively. Don’t pile everything on top of each other where customers
have to waste time digging.
Place a few interesting items near the roadway. Light music is okay but not too loud.
Guard your money and watch for shoplifters. Most people are honest and rarely is there a
problem. By the way, have plenty of change on hand along with plenty of bags for
When the sale is over count your money and take down any signs you’ve put in people’s
yard or on the roadways. Remember as the old saying goes, “One man’s trash is another
person’s treasure.” Almost everyone, rich and poor, spends money at garage sales.
Pay Off High Interest Debt and Then Invest
If you’re drowning in high interest debt yet realize the need for saving it’s a tough row to
hoe on how to accomplish this, but not impossible. Most high interest debt is created by
shiny, easy to use credit cards that come with the promise of building up air or cruise
You get one air mile for each dollar spent. Some even promise money back. Hey, that
could be good. At least you get something back for spending your money through them.
Check out the interest rate on those credit cards and the promise of flying or cruising to
an exotic destination may not be so appealing and even attainable in the near term.
Many times you could have bought the ticket yourself much cheaper than the high
interest you’re paying. Credit card interest can be as high as 29% or more and if you
don’t pay off your charges in full each month that’s money down the drain.
Develop a budget and stick to it. If you’re married, work together on this. Getting your
financial house in order is much more fun and easily done if you work as a team. Two
can pay off debt more quickly than one. But, if you’re not careful two can create debt
more quickly than one as well.
Compare your debts and their interest rates with your savings account interest rate and if
your debt rates are higher, you’re losing money. Develop a plan to pay down as quickly
as possible the debt with the highest interest. Then, concentrate on the others until you’re
debt free. When you pay off the card with the highest rate don’t use it again.
Look for extra money to pay off the debts. It could come from cutting back on any
luxury items you’re now enjoying or postponing that vacation until next year. It may
take months or even years but the key is to avoid adding additional debt and sticking to
your plan. If you pay an extra $100 on a debt that has 18% interest you’ve saved $18.
If you pay only the minimum required you’ll pay off the debt in the maximum amount of
Borrow money from family or friends only if there’s no other alternative of your getting
out of debt that’s become an unbearable burden. Even if you have to pay them a lesser
interest rate it could be a solution. If you resort to this, pay them back without hesitation
as soon as possible. Don’t lose a good friend over money.
Financial experts advise families to allocate between five and ten percent of their income
toward savings and this should be your goal once you’re out of high interest debt. It
doesn’t make good financial sense to pay more interest on a debt than you could earn in a
savings account. Consider talking to a financial consultant about how better to manage
Find a balance between contributing to debts and savings. Actually, you can think of
paying off a debt as an investment. A clear examination of your financial situation
should point you down the right debt free path. Being debt free can be a wonderful
feeling both mentally and financially.
Sell Some Stuff on eBay!
We’ve all heard the stories about how people have started out small selling an item or
two on eBay and within a few weeks or months they’re raking in thousands of dollars
Are they true? Some of them are and it’s being done everyday. Selling on eBay is easy
if you’re willing to educate yourself and follow the rules that have been honed to near
perfection over many years of trial and error.
Register with eBay is a good way to begin and browse through the various auctions and
see what’s selling and what’s not. There are many tutorials, books and audios you can
purchase (some of them are free) if you’re serious about making money on eBay.
The more you know the more likely you are to succeed. The basics are easy and you can
get started almost immediately. But, to make serious money it typically takes a while to
fine tune your business.
The beauty of selling on online auctions is that it’s inexpensive to get started and test a
product. Throw it out there and see how many buyers bite. If it’s a flop, try something
else and you’ve only lost a few cents. eBay offers many ways to research a product to
see what an item has sold for and how many have sold. If there’s no demand for your
product, find something else.
Good feedback goes a long way to the success of buying or selling on eBay. Feedback is
a system where each buyer or seller receives a rating on his service and the item. A good
way to get started receiving positive feedback is to buy a few items and pay promptly.
Whether buying or selling the best way to pay is through Pay Pal. This is a company
affiliated with eBay that allows you to pay with a credit card through them. It’s easy, fast
and as safe as possible. You can accept checks or money orders if you want, but it delays
completing the transaction.
When you’re ready to start selling it’s probably best to start with items around the home
you don’t want anymore such as clothes, electronics, books and collectibles. When you
run out of those you can find items at garage sales, wholesale houses and even other
auctions. Some people sell items for a commission for their friends.
You can sell both new and used items. It’s nice if you can find a niche market for
something you’re interested in such as digital cameras, Hot Wheels, or antiques.
The more specialized you become the more you’re perceived as an expert.
When you have multiple items for sale or a good source for your products it may be time
to place them in an eBay store. Details on how to do this can be found on the eBay
website. In the eBay store, your items are on display without the expense of a bricks and
Be honest about the things you’re selling and point out any flaw it may have. If you
make a mistake, admit it and make it good. Your reputation as a seller is at stake. A
good digital picture of the item will reveal most flaws and will boost your sales. Most of
the time on eBay the first picture is free and you can add others for a small fee.
When you sell an item, communicate with your buyer and ship promptly. Say thank you
and that you’d appreciate receiving a good feedback and you’ll do the same. Selling on
eBay one item at a time or in volume in an eBay store is an excellent way to make easy
extra money and maybe even a small fortune…at least a good living.
Make Money as an Affiliate Marketer
If you want to make a lot of money, find a product that everybody wants and sell it. The
trick here is finding the right product. Wouldn’t it be great if you could just sell other
people’s products that have already been manufactured and proven?
Well, that’s being done every day by more and more people just like you who are making
good money by becoming what’s known as an affiliate marketer. Affiliate marketing is
defined as an Internet based marketing practice in which a business pays the affiliate for
his efforts in bringing customers to their website.
In other words, they’re using one website to drive traffic to another where the purchase is
ultimately made. When this is done, or an item is purchased, the associate gets paid or
gets a commission.
Affiliate marketing has grown steadily since its inception more than a dozen years ago.
There are several ways to receive compensation. Most affiliate programs use revenue
sharing or cost per sale. Others use cost per action or cost per click. It’s your job to send
visitors through your affiliate link.
Merchants like affiliate marketing because there’s little expense to them unless a sale is
made. Affiliate marketing is also called performance marketing because you’re rewarded
according to your performance.
If you don’t perform, you don’t get paid. Most affiliate programs and affiliate networks
offer free participation when you fill out the required forms and get approval. They’ll
sometimes want to see your website.
Develop a website, blog or forum on something you know and love and it becomes much
easier. People search the Internet primarily for information and as they’re accessing that
information, many will click through your affiliate link for additional data where the sales
pitch is made. Turn your knowledge into content and content will turn into income.
Create a website that’s professional and attractive that will delight your visitors. Find a
niche market if possible and specialize for less competition. It must also be convenient
and easy for your customers to click through to the affiliate. Keep them happy with your
knowledge and reputation.
Theme-based websites are best. For example, cooking exotic dishes with tasty recipes.
This would put you in a great position to market to various companies that sell
cookbooks, cookware and foods that go into preparation of the dishes.
Sewing unique fashions is an excellent idea if that’s your talent, leading to a market for
fabric and clothing stores. The theme based list is endless. Be creative and call upon
your own talents and expertise.
Affiliate marketing is rarely a get rich quick scheme, but you can start part time requiring
little money. With proper planning, learning and a little work you could develop a
Start Your Own Home Based Business
Starting your own home based business can be easier than you think if you concentrate
on something you’re interested in, exhibit some skill in the area and are willing to learn.
Home businesses are becoming more and more popular with the rising cost of gas and
fewer people wanting to commute.
A home business is a good way to make extra money and even earn a living, plus it offers
other perks. When you work at home there’s no more driving to work and looking for a
parking space. You enjoy flexible hours and have no worry about childcare. The perks
alone make starting a home business desirable.
Find the business or job that’s right for you. You may have to start small and work
another job before you can turn it into a business. But, that’s usually the case with any
job at home or not. Search for a business that you have an interest in and show some
expertise. Most jobs are more successful if you enjoy them.
There are many legitimate businesses out there but there are also many scams. Again, it
comes down to research and checking out the company’s credentials. Some work at
home jobs and businesses require a fee or a small investment but typically offer a money
It’s been said that 90% of home based businesses offered are scams. They take your
money and give you nothing in return. Companies will offer to provide you a list of the
top 10 or so home based businesses but you have to pay for the list. Your first job is to
seek the legitimate 10% list.
Many online opportunities don’t give much information until you join their business or
pay the required investment. Some offer videos to watch that tell you about their
company and what you’re required to do to start your business and make money.
Beware, if too much money is to be made with very little work it may be too good to be
Selling a product or information is an excellent way to start a home business. Find a
product or service that you like and start selling. This could be anything from cosmetics,
cookware, candles and even advertising. Advertising specialties are many times sold
from your home such as coupon books, pens and calendars. Top sales people make top
Data entry jobs are a good place to start at home and slowly ease into your own business
as you learn the ropes. In data entry you simply fill out online forms at home. If you
have no special skills or experience data entry is easy to learn. Expect to put in several
hours a day to make a decent wage.
Home based businesses you can start yourself with a little research and work include
services such as dog walking, child care, house sitting, errand running and grocery
shopping. Be sure and check to see if a permit or license is required.
Success is more likely if you’re able to work independently with little help or guidance.
Finding a perfect home-based business is not easy but could be worth it depending on
your needs and dedication.
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